What About Using My Insurance?
The cost of therapy is understandably a concern for many people and insurance is one way to help make therapy more affordable. Having said this, I encourage you to think carefully about whether you are comfortable using your insurance for therapy services. If you work directly with a therapist who accepts your insurance, your therapist is required to share confidential information about your work together, including notes about your treatment and other documentation that the insurance company may require to confirm that the work you are doing with your therapist is “medically necessary” and that treatment goals are being set and met.
If you opt to work with a therapist who does not accept your insurance and would like to receive reimbursement for out of network services, your insurance company will likely require that your therapist provide what is commonly called a “superbill,” which is essentially a receipt for services provided. Superbills contain a diagnosis which will become a part of your medical history. In addition, please be aware that insurance companies are increasingly asking out of network therapists to turn over confidential documentation before they will issue payment. You and I do not have control over how the insurance company may use that information.
Please do not let the cost of therapy keep you from obtaining services! I am happy to discuss my fees and work with you to see if we can find a mutually agreeable fee. If we are unable to agree on a sliding scale fee, I can offer referrals to reputable schools and training centers that offer therapy at reduced rates.
Please check with your plan administrator to make sure that you are able to obtain reimbursement for out-of-network providers.
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